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FIRST HOME BUYERS
Looking for your first home? Nothing is more exciting than picking up the keys to your very first property and moving in to your own slice of the Australian dream. At Townsville Financial Services, we help you to get there.
We don't just help you with finance - we also help you with:
- Figuring out what Government Grants, Concessions or Rebates you may be eligible for ( such as the Commonwealth First Home Owner's Grant )
- Using a 'Deposit Bond' if you do not have a deposit to put on the property before settlement
- Recommending a trusted & competitive Conveyancer or Solicitor to assist you with the property purchase
- Estimating your total property purchases costs including those costs you may not be aware of such as settlement adjustments
And, of course, we will help you find the home loan product that's right for you. We are very experienced with assisting First Home Buyers and have access to many 100% Home Loans if you have not been able to save up a deposit. Some lenders now require no genuine savings at all, and your First Home Owner's Grant may help you to pay for Stamp Duty and other costs.
Are you a First Home Buyer and wondering what sort of costs will be involved in purchasing your first home?
Here are some of the things you will need to consider in addition to the actual purchase price of the property:
- Government Land Transfer / Stamp Duty
- Government Mortgage Duty ( not applicable for all states )
- Transfer & Registration Fees
- Conveyance / Solicitor Charges
- Building & Pest Inspection Costs ( optional, but recommended )
Call us now for a first class First Home Buyer service!
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